Public Money.
Private Accountability.
Government agencies, NGOs, schools, and institutions lose trust when spending is opaque, approvals are informal, and payments cannot be audited end to end. KharchaPay turns expense management into a controlled system: request, approve, pay, and verify every disbursement with a clear record.
Built for institutions that need proof, not promises
How it Works
KharchaPay is designed for the places where leakage happens: unclear ownership, weak approvals, missing receipts, and payments nobody can reconstruct later.
Define who can request, approve, and pay
Set up departments, budgets, approval thresholds, and treasury controls before money moves. KharchaPay forces role clarity so one person cannot quietly control the full flow.
Turn spending into a governed workflow
Staff submit requests with receipts and vendor details. Approvers review against budget and policy. Every step is logged, so exceptions and overrides are visible instead of buried in chat or spreadsheets.
Pay with a record that can be checked later
Approved payments are executed with verifiable references on Solana. That creates a durable link between the original request, the authorization path, and the final transfer.
Built for Enterprise
The problem is not only moving money. The problem is controlling who asked for it, who approved it, whether policy was followed, and whether the payment can be proven afterward.
Multi-Wallet Treasury
Separate operational, hot, and controlled treasury functions so institutional funds are not managed like a personal wallet. Spending limits, safety controls, and approval logic reduce misuse and operational risk.
Bank-Grade Security
Strong auth, step-up reauthorization for sensitive actions, encrypted secrets, and immutable audit records help stop unauthorized payments and quiet internal manipulation.
Smart Approvals
Approval chains are tied to amount thresholds and roles. KharchaPay enforces separation of duties so request, approval, and payment do not collapse into a single unchecked decision.
Instant Settlement
Settlement happens quickly, but speed is not the point by itself. The point is that every payment can carry a verifiable reference back to the institution's approval record.
QuickBooks Sync
Accounting sync keeps finance books aligned with actual disbursements, reducing the gap between what was approved, what was paid, and what was reported.
Complete P2P Workflow
Corruption and leakage often happen between procurement and payment, not only at the last step. KharchaPay connects purchase orders, receipts, invoices, and payments into one reviewable chain.
Role-Based Access
Admins, approvers, staff, and auditors each get distinct permissions. Auditors can inspect the record without getting operational power, which matters for public institutions and donor-funded programs.
Ready to make payments easier to trust?
KharchaPay is for organizations that need stronger payment management, cleaner approvals, and a defensible audit trail, especially where public trust and institutional accountability matter.